Our Financing

Synchrony Financing

No Interest if paid in full within 6 Months*

On qualifying auto repair purchases of $199 or more made with your Synchrony Car Care credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 Months. Minimum monthly payments required

*****No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 06/01/2025: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2 . Existing cardholders: See your credit card agreement terms. Subject to credit approval

See if you prequalify

Affirm Financing

At Denny's Auto  we understand that vehicle repairs can be unexpected and financially challenging. To support our customers, we're pleased to offer flexible financing options through Affirm, allowing you to get the services you need now and pay over time.


Key Benefits of Affirm Financing:

  • Flexible Payment Plans:  Choose the schedule that fits your budget with term options of  3, 6, or 12 months.
  • Transparent Terms:  Affirm provides clear, upfront terms with no hidden fees or surprises. You’ll know exactly what you owe from the start.
  • Quick and Easy Application:  Apply directly from your mobile device or in our shop. The process is simple, and you’ll receive a real-time decision.
  • Checking Eligibility:  Checking eligibility will not impact credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm’s Help Center.
  • No Late Fees or Penalties:  Affirm does not charge late fees and there are no penalties for paying off your loan early.


Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR.

See full terms at affirm.com/disclosures.

Sunbit Financing

Unexpected car repairs don’t have to strain your budget. Sunbit financing allows you to take care of important maintenance and repairs now and pay over time with flexible point-of-sale installment plans. Designed for everyday essential services, Sunbit offers high approval rates and uses a soft credit check during the application process — so applying won’t impact your credit score.



Most customers receive an instant decision at checkout and can choose from a range of payment term options to fit their needs. Applying is quick and simple, and typically requires a valid state-issued ID, a bank-issued debit card, an email address, and a down payment at the time of purchase. With no hidden fees and a smooth approval process, Sunbit helps you keep your vehicle safe and reliable while managing repair costs in a way that works for you.